A public adjuster is an authority on loss adjustments. Individuals can hire a Public Adjuster to review, prepare, and help them file an insurance claim. A public adjuster works to ensure that a property owner’s interests are safeguarded and that all applicable loses are appropriately reimbursed.
Public adjusters are advocates for you, the consumer of insurance. While insurance companies have their own adjusters reviewing damage or accident information, it is important to remember that they still work for the insurance company. Your public adjuster works only for you and has your best interests at heart.
A public adjuster can help you whenever you need to file a claim with your insurance company. Insurance policies often have hundreds of provisions and many complicated and changing stipulations and riders. In order to sort through these complexities when filing a claim, it is advantageous to have a public adjuster assisting you and safeguarding your interests. Furthermore, you may not even be aware of all of the damages caused by the incident (smoke damage from a fire or mold damage from a flood). We will investigate ALL damages and make sure they are accounted for in your insurance claim.
Public adjusters are licensed by the state and licensing requirements can vary state by state. Please see your state’s website to learn more about the particulars of licensing in your area.
A public adjuster inventories the total losses for your claim and then performs a detailed appraisal of the losses. This appraisal gives them the full value of your losses which they can then match to the relevant provisions in your policy. We identify ALL of your property damages, including damage you may not be aware of.
It is as simple as requesting an appointment. If you have had a recent loss, don’t delay in starting the adjustment process.Contact us today to see how we can help you get the most equitable settlement from your insurance agency. Even if you have already filed a claim with your insurance company, we can help!
The local state licensing website is the most widely source of information that you can you leverage.